In 2025, mobile apps are becoming powerful tools for many Nigerians to earn extra income. With the growth of fintech and reward-based platforms, making money online has become more accessible—right from the comfort of your smartphone. Whether you're a student, stay-at-home parent, or someone looking for a legit side hustle, these money-making apps offer real ways to earn and get paid directly to your Nigerian bank account.
Why More Nigerians Are Using Money-Making Apps
With rising living costs and limited job opportunities, many Nigerians are turning to mobile apps to earn on the side. These apps offer flexible working times, require little to no capital, and provide consistent payment methods. You can work during breaks, commutes, or even from bed. All you need is your smartphone and internet access.
Top 10 Legit Money-Making Apps in Nigeria (2025)
Here’s a list of trusted apps that pay real money and allow direct withdrawals to your Nigerian bank account or wallet:
| App Name | Minimum Withdrawal | Payment Method | Investment Required? |
|---|---|---|---|
| TaskNaija | ₦500 | Direct Bank Transfer | ❌ No |
| SurveyConnect | ₦2,000 | Direct Bank Transfer | ❌ No |
| PalmPay Tasks | ₦500 | PalmPay Wallet | ❌ No |
| Toloka | $0.02 | PayPal / Skrill | ❌ No |
| Remotasks | Varies | PayPal | ❌ No |
| PiggyVest Tasks | ₦1,000 | Direct Bank Transfer | ❌ No |
| Opay Tasks | ₦500 | Opay Wallet | ❌ No |
| TradeQuick | ₦1,000 | Direct Bank Transfer | ❌ No |
| MoniePoint Tasks | ₦500 | Direct Bank Transfer | ❌ No |
| Easy Cash | ₦1,000 | Direct Bank Transfer | ❌ No |
1. TaskNaija
Get paid for simple location-based tasks like surveys, product checks, and local verifications. Earn between ₦500 – ₦3,000 daily. Payouts are fast—within 12 hours.
2. SurveyConnect
Answer surveys and get paid! Each survey can fetch between ₦1,000 and ₦5,000. Minimum withdrawal is ₦2,000.
3. PalmPay Tasks
PalmPay users can complete easy daily tasks like referring friends or paying bills through the app. Earn ₦50–₦300 per task, and withdraw via the PalmPay wallet.
4. Toloka
Powered by Yandex, Toloka pays users for simple online tasks like tagging images or audio transcription. Tasks start at $0.02, paid through PayPal or Skrill.
5. Remotasks
Earn from doing online microtasks such as image labeling and text transcription. Payouts depend on task complexity and are sent via PayPal.
6. PiggyVest Tasks
Complete referral-based tasks and promote financial habits to earn rewards. You can withdraw once your balance hits ₦1,000.
7. Opay Tasks
This fintech platform lets users earn by referring others or completing in-app actions. Your earnings go directly into your Opay wallet.
8. TradeQuick
Participate in mock investment tasks and finance-related quizzes. Earn points convertible to cash, which you can withdraw once you hit ₦1,000.
9. MoniePoint Tasks
Earn commissions by completing referral or app usage tasks. Minimum cash out is ₦500 to any Nigerian bank account.
10. Easy Cash
Earn from app installations, sharing, and leaving reviews. Once you reach ₦1,000, you can withdraw your earnings.
Tips to Maximize Your Earnings
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Be Consistent: Set time daily or weekly to complete tasks.
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Use Multiple Apps: This increases your chances of earning more.
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Stay Updated: Follow online communities to catch new high-paying tasks.
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Invite Others: Use referral programs to earn bonuses and commissions.
Frequently Asked Questions (FAQs)
Q1: Are these apps trustworthy?
Yes. All apps listed have been reviewed for legitimacy and user feedback.
Q2: Will I need to invest money to start?
No. All these apps are completely free to join and use.
Q3: How do I receive payment?
Most apps use direct bank transfers or wallets like PayPal, Opay, or PalmPay.
Q4: Can I use these apps on Android and iOS?
Yes. Most are available on both platforms.
Q5: How much can I earn per day?
Users typically earn between ₦500 to ₦5,000 daily depending on the app and time spent.
Conclusion: Start Earning from Your Smartphone Today
These 10 money-making apps provide a convenient and legit way for Nigerians to earn real cash daily without investing any money. Whether you're looking to save, support your family, or build up side income, these apps can help you reach your goals—right from your phone.
Don’t wait. Pick a few of these apps, stay consistent, and start making money today!
